Klarna Finance

We’re giving you more flexibility, introducing interest free credit – so you can pay monthly, at no extra cost.

Raum Living | Klarna.
 
Spend £100 or more and spread your payments over a 3, 6 or 12 month period with Klarna, our payment provider. 
 
If your order comes to £100 or more, you can spread your payment across 3 months. 
 
If your order comes to £500 or more, you can spread your payment across 6 months.
 
If your order comes to £1,000 or more, you can spread your payment across 12 months.
 

Who are Klarna?

We’ve partnered with a payment provider called Klarna to give you the option of paying monthly for your designs, at no extra cost. Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. Klarna is now one of Europe’s largest banks and is providing payment solutions for 60 million people across 90,000 merchants in 14 countries.
 
 
The type of payment plan we offer through Klarna is called Slice it – and to qualify, you need a total order value of £100 or more, as in the four-step process above.
Want to know more? See below for important information and frequently asked questions.
 

Important information 

You are responsible for making the agreed repayments on time and in full. Making these repayments in full as agreed means you’ll be able to spread your payments across the time frame agreed, at no extra cost – helping you get the designs you want without having to pay up front.
But if you miss payments, the interest free arrangement will cease and you’ll be required to pay interest on all future repayments at 18.9% APR (representative, variable). This is reflected in the information below:
 

Representative example of interest incurred if you miss a repayment

Representative (variable)

18.9% p.a.

Purchase interest rate

18.9% p.a.

 

Raum Living Group Ltd trading as Raum Living acts as a credit broker and only offers credit products online from Klarna AB. Raum Living Group Ltd is authorised and regulated by the Financial Conduct Authority. Credit provided subject to age and status.